👉 Want full loan forgiveness? Do this first

Welcome to the 255 new readers this week! They've joined 10,965 readers getting no B.S. student loan news.

Hey ,

Here’s what’s going on this week:

• ⚠️ A warning for anyone waiting for forgiveness

• ❤️‍🩹 A report confirms student loans harm our health

• 🤑 Nearly 5.5 million borrowers are enrolled in SAVE

• 🕵️ Education Department will spy on servicers

• 🎤 Would you sacrifice your credit score to be debt free?

• ⏯️ New video: All about the ‘Double Consolidation Loophole’

And more…

Come on in, take a seat, and hit play 👇

(Psst…watch until the end to hear your questions answered)

🔍 No time to watch? Here’s the low down:

• ⚠️Waiting on forgiveness? Don’t leave any loans behind
  A few of my clients got their emails this morning, which is awesome. If you’re waiting on yours, please make sure you’ve consolidated all your loans so they all get forgiven. Seriously—this could be the difference between being saddled with unnecessary debt and being debt free forever.
  
  If you haven’t consolidated yet, don’t worry. Revisit my Consolidation deep dive to see how it’s done. You can temporarily opt out of the forgiveness, then opt back in once the consolidation goes through.
  
  

• ❤️‍🩹 A report confirms student loans harm our health

  World Health recently revealed something you probably know already: student loan debt has a huge impact on your health and wellbeing. As obvious as this might be, it’s always nice to have our experiences validated. There’s some decent advice here, too.

  Read the report
  

• 🤑 Nearly 5.5 million borrowers are enrolled in SAVE already
  Last week, the Education Department told us 5.5 million borrowers are already enrolled in SAVE. Want to join them? Apply here. Or…
  Learn more about SAVE
  

• 🕵️ Education Department will spy on servicers
  After the recent screwups, the Education Secretary has vowed to keep a close eye on loan servicers so they don’t repeat past mistakes. Watch the video to hear my take. Or…
  Read the story
  
  

• Not seeing SAVE when you double consolidate?
  A lot of you have come to me with this problem. Remember—you need to fill out a paper application to unlock access to SAVE. If you’re applying online, you’ll be stuck with ICR.
  Read more about Double Consolidation
  
  

• ⏯️ New video: Double Consolidation Loophole: Slash Your Parent PLUS Payments

  Parent PLUS borrowers—this one’s for you. Find out how to make your monthly payments actually affordable with this magical loophole.

  Watch the video
  
  

• ⭐️ Reminder: A call for success stories
  A huge thank you to everyone who’s submitted their stories of student loan triumph. If you’ve got one too, I want to hear from you.
  Share your story

🤩 Ask me anything

At the end of each newsletter video, I answer some of your burning questions. Share yours, and come back next week (or the next) for an answer. If you’ve asked a question, scroll back up and watch the video.

Ask a question

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🎧 Behind the curtain: What we’re listening to

There’s a whole ass team behind this newsletter. So we thought “hey, why not show the people what we listen to while we ponder student loan problems?”

Did anyone ask for this? Nope. But we just feeling like oversharing today. And if you do too, go ahead and add your favorites to this playlist. If Emma set this up right, it should be collaborative. Fingers crossed.

Check out our playlist

🗣️ Share this newsletter

Share this newsletter with someone who’s struggling, and get this in return:

• 1 referral: Access to our exclusive Student Aid TXT File Reader

• 10 referrals: I’ll answer your specific student loan question privately over email (the next best thing to a 1:1 session)

• 20 referrals: A free, 20-minute consultation with me (worth $200)

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That’s all for today, . Come back next week for more student loans updates.

Need help navigating your loans?

Take care,

Tate