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Hey ,

I hope you’re doing well! Coming to you from Mexico City this week. This should be my last week recording on the road for a while. It’s been a great trip, but boy am I ready to get back.

Here’s what I got for you today:

• 🆕 Repayment updates

• ✅ You can now apply for the SAVE plan

• 💸 Budgeting hacks for when payments restart

• And more…

I’ve got my “exceso calorías y azucares” beverage at the ready. Grab yours, and come join me for today’s update 👇

🔍 No time to watch? Here’s the low down:

• 🆕Repayment updates

  Remember—interest resumes in September, payments start back up in October. If you’re a client of mine (past or present) and you haven’t had your free call yet, please shoot me an email to arrange it. I want to walk you through your loans and come up with a game plan before repayments start. If you’re not a client yet but would still like help, feel free to book a paid consultation.

• 💸Budgeting tips for when payments restart

  This TikTok finance guru had some pretty good advice. My take? Focus on those marginal gains. Chip away at your debt bit by bit and get yourself on a good trajectory—don’t get overwhelmed by the entire beast.

• ✅You can now apply for the SAVE plan

  The Biden administration launched the Beta site on Sunday. If you’re in REPAYE, you don’t need to do anything. You’ll be automatically switched over. But if you’re on a plan that you’ve been paying over time (like the IBR or Level), you’re going to need to apply.

  Read my latest deep dive on SAVE

• 🙏Thank you to everyone who’s filled out the survey
  If you haven’t done it yet, please do so. There are 3 x $50 gift cards up for grabs and we’ll pick winners randomly. I appreciate y’all.
  Take the survey

• ⏯️ Video coming soon: Buy a house BEFORE paying off your loans
  This advice might go against everything you’ve been told. But it might be just what you need to hear. Subscribe to get notified when this one comes out. It’s gonna be a good one.

🗣️ Referrals

Like this newsletter? Know someone else who might? Share it with them, and get this in return:

• 1 referral: Access to our exclusive Student Aid TXT File Reader

• 10 referrals: An invite to a live Q&A/webinar where I’ll answer your questions

• 20 referrals: A free, 20-minute consultation with me (worth $200)

That’s a wrap, !

I’ll see you again next Wednesday. And remember—if you ever need 1:1 support with your loans, I’m right here.

Take care,

Tate